Long-Term Care Provision
When it comes to planning for the unavoidable consequences of aging, we recommend that our clients begin the process far enough in advance that they are able to avert some of the devastating issues that come later in life - specifically, the current crisis of long-term healthcare and nursing home expenses. While we do encourage all of our clients to obtain long-term care insurance, many times that just isn't a possibility for various reasons, including previous health conditions and age. Even if a client does have long-term care insurance, it is often not sufficient to cover the ever-increasing cost of long-term healthcare. Fortunately, proactive elder law planning is not affected by these factors, and for most clients, it can help protect all of their assets while providing a dignified lifestyle throughout the duration of necessary long-term care.